Pradhan Mantri Matru Vandana Yojana (PMMVY 2.0)

Plain-Language Summary

A maternity cash incentive transferred directly into the Aadhaar-seeded bank accounts of eligible pregnant women to partially compensate for wage loss and promote health-seeking behaviour.

Documented Benefits

• •First living child: ₹5,000 in two installments (Inst 1: ₹3,000 on registration and 1 ANC; Inst 2: ₹2,000 on birth registration and primary immunization).
• •Second child: ₹6,000 in a single installment, eligible ONLY if the second child is a girl child (to prevent female foeticide).
• •Funds deposited directly via Direct Benefit Transfer (DBT) into the mother's Aadhaar-linked bank or post office account.

Eligibility & Required Identity Proofs

• •Women belonging to SC/ST categories, Divyangjan, BPL ration card holders, PM-JAY card holders, e-Shram card holders, or PM-Kisan beneficiaries.
• •Women having an annual family income of less than ₹8,00,000.
• •Pregnant and lactating ASHA workers, Anganwadi Workers (AWW), and Anganwadi Helpers (AWH).

Important Limitations & Exclusions

• •Women in regular employment with Central or State Governments or Public Sector Undertakings (PSUs) are excluded.
• •For the second child, no benefit is provided if the infant is male.

How to Access / Apply

1. 1Register pregnancy at the local Anganwadi Centre (AWC) or Primary Health Centre (PHC).
2. 2Submit application online at pmmvy.wcd.gov.in or through the ASHA worker within 270 days.
3. 3Provide Mother and Child Protection (MCP) card, mother's Aadhaar card, and Aadhaar-seeded bank account details.